Buyer Guide

First-Time Home Buyer Guide

Buying your first home is a big step. Here is the path from “just looking” to keys in hand in the Charleston area, with Nancy there to guide you at every turn.

  1. Know your numbers. Look beyond the monthly payment to taxes, homeowners and flood insurance, HOA dues and utilities.
  2. Get pre-approved. Ask your lender about first-time buyer programs, including SC Housing down payment assistance, and FHA, VA and USDA loans where they apply.
  3. Make your wish list. Separate must-haves from nice-to-haves and decide which areas fit your commute.
  4. Tour and make an offer. Nancy pulls recent sales so your offer is based on real market data.
  5. Inspect and appraise. Use your due diligence period for a home inspection, a wood-destroying insect (CL-100) letter, and insurance quotes.
  6. Close with an attorney. South Carolina closings are handled by a real estate attorney who reviews title and conducts the closing.

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Let’s Talk About Your Move

Questions about a neighborhood, a builder or what your home is worth? Nancy is happy to help, with no pressure and no obligation.

Contact NancyCall 843-718-4285